23 programs. One honest comparison.

Status tiers: Frequent Traveller · Senator · HON Circle

Transfer: Amex MR DE · via PAYBACK

Best for: Broad global partner network

Watch out: Taxes and carrier surcharges can erase the value

Status tiers: Explorer · Silver · Gold · Platinum · Ultimate

Transfer: Amex MR DE · 5:4

Best for: Regular promotions and bonus opportunities

Watch out: Dynamic prices can change sharply

Status tiers: Blue · Bronze · Silver · Gold

Transfer: Amex MR DE · 5:4

Best for: Avios can move across linked programs

Watch out: Taxes and carrier surcharges can erase the value

Status tiers: Clásica · Plata · Oro · Platino · Infinita

Transfer: Amex MR DE · 5:4

Best for: Avios can move across linked programs

Watch out: Account and linking rules can block a transfer

Status tiers: Burgundy · Silver · Gold · Platinum

Transfer: Amex MR DE · 3:2 direct · 5:4 via BA

Best for: Access to sought-after premium cabins

Watch out: The best awards can be hard to find

Status tiers: Blue · Silver · Gold · Platinum

Transfer: Amex MR DE · 2:1

Best for: Access to sought-after premium cabins

Watch out: Weak or no transfer route from Germany

Status tiers: Bronze · Silver · Gold · Platinum · Emerald

Transfer: Amex MR DE · ended 15 Jun 2026

Best for: Access to sought-after premium cabins

Watch out: Past devaluations demand a cautious balance

Status tiers: Classic · Classic Plus · Elite · Elite Plus

Transfer: Amex MR DE · —

Best for: Strong value on partner awards

Watch out: Recent or announced rule changes need attention

Status tiers: KrisFlyer · Elite Silver · Elite Gold · PPS Club

Transfer: Amex MR DE · 3:2

Best for: Access to sought-after premium cabins

Watch out: Expiry rules require active planning

Status tiers: Member · Silver · Gold · Diamond

Transfer: Amex MR DE · 5:4

Best for: Broad global partner network

Watch out: Recent or announced rule changes need attention

Status tiers: Premier Silver · Gold · Platinum · 1K

Transfer: Amex MR DE · —

Best for: Straightforward online search and booking

Watch out: Dynamic prices can change sharply

Status tiers: Silver · Gold · Platinum · Diamond Medallion

Transfer: Amex MR DE · 3:2

Best for: Straightforward online search and booking

Watch out: Low point value makes poor redemptions expensive

Status tiers: Blue · Silver · Gold

Transfer: Amex MR DE · —

Best for: Useful elite benefits and status value

Watch out: Recent or announced rule changes need attention

Status tiers: Silver · Gold · Platinum · Titanium · Ambassador

Transfer: Amex MR DE · 3:2

Best for: Broad global partner network

Watch out: Dynamic prices can change sharply

Status tiers: Silver · Gold · Diamond · Diamond Reserve

Transfer: Amex MR DE · 1:1

Best for: Useful elite benefits and status value

Watch out: Low point value makes poor redemptions expensive

Status tiers: Discoverist · Explorist · Globalist · Lifetime Globalist

Transfer: Amex MR DE · —

Best for: High value per point on quality stays

Watch out: A smaller footprint limits destination choice

Status tiers: Silver · Gold · Platinum · Diamond

Transfer: Amex MR DE · —

Best for: Broad global partner network

Watch out: Low point value makes poor redemptions expensive

Status tiers: Classic · Silver · Gold · Platinum · Diamond

Transfer: Amex MR DE · 3:1

Best for: Predictable fixed redemption value

Watch out: Weak or no transfer route from Germany

Status tiers: Club · Premium · VIP

Transfer: Amex MR DE · 1:2

Best for: Regular promotions and bonus opportunities

Watch out: Benefits and availability vary by region

Status tiers: Silver · Gold · Platinum · Titanium

Transfer: D$ · D$1 = US$1

Best for: Simple cashback-style rewards

Watch out: Expiry rules require active planning

Status tiers: Airlines · Hotels · PAYBACK

Transfer: Partner routes · 13 active

Best for: Flexible routes to several loyalty currencies

Watch out: Transfers are usually irreversible

Status tiers: Linked program accounts

Transfer: Between linked accounts · 1:1

Best for: Avios can move across linked programs

Watch out: Account and linking rules can block a transfer

Status tiers: PAYBACK account · Miles & More account

Transfer: PAYBACK points · 1:1 to miles

Best for: Flexible routes to several loyalty currencies

Watch out: Transfers are usually irreversible